Palmpay USSD Code (Transfer money, buy airtime, data, more)

If you use PalmPay and are ever caught without mobile data, you don’t have to worry about accessing your account or getting urgent cash. PalmPay has a USSD code that lets you perform transactions quickly without needing internet access or the app. In this post, I’ll show you how to use the PalmPay USSD code *861#.

What is PalmPay USSD Code?

The PalmPay USSD code is *861#, and it’s designed to help you manage your PalmPay account without using the mobile app or internet. You can perform a variety of functions, including:

• Sending money to other accounts
• buying airtime and data
• Checking your balance
• Paying bills
• Borrowing money from PalmPay’s loan service

This service works on any mobile phone, whether you’re using an Android, iPhone, or a basic feature phone.

Read This: How to Borrow Money from Palmpay Without BVN

How to Use the PalmPay Code

If you’re out of mobile data or unable to access the PalmPay app, you can still do some transactions using the PalmPay USSD code *861#. Here’s how to do it:

1. Dial *861# on your phone: Make sure you’re using the phone number linked to your PalmPay account.
2. Select the loan option: Follow the on-screen instructions to choose what you want to do, either buy airtime or data, transfer money, take a loan etc.
3. Input the correct details: You’ll be prompted to input the details of what transactions you want to perform
4. Confirm your details: Once you’ve entered the necessary information, confirm and send.

After completing these steps, your transaction should be processed immediately.

What If the USSD Code Doesn’t Work?

Some users have reported that the USSD code doesn’t always work on the first try. If this happens to you, here’s what you can do:

• Try again: Sometimes network issues can cause the USSD code to fail. Simply wait for a few minutes and try dialing *861# again.
• Ensure you’re using the correct number: Make sure you’re dialing from the phone number registered with your PalmPay account.
• Use the PalmPay app as a backup: If the USSD code continues to fail and you have access to data later on, you can always use the PalmPay app to access the loan features.

Why Use USSD Code?

Using the PalmPay USSD code is convenient, especially if you’re in an area with poor internet connectivity or if you’re out of data. It’s also a faster way to access PalmPay’s services if you don’t have immediate access to the app.

Some benefits of using the USSD code include:

• Instant access to your PalmPay account and services without the need for data.
• Loan application can be done directly from your mobile phone, even when you don’t have the app installed.
• Works on any phone, whether it’s a smartphone or a basic phone.

Final Thoughts

The PalmPay USSD code *861# is a helpful tool for users who need to perform transactions or apply for loans quickly without using mobile data. While it may have occasional issues, persistence usually pays off, and it’s a great backup option if you can’t use the app.

I hope this guide helps you navigate PalmPay’s USSD services. If you have any questions, feel free to ask, and I’ll be happy to assist you.