Federal Government Grant and Loan Portal fedgrantandloan gov ng 2025 Apply Online

The Federal Government grant and loan (fedgrantandloan) is for everyone in Nigeria. Either you are a business person who want to grow his business, a farmer who wants to multiply your farm produce, a student who want some money for his education, a market woman who want some expansion, you sure have a good spot in this.

In 2025, several federal agencies and programs in Nigeria are offering financial assistance to support economic development, entrepreneurship, and educational goals. This opportunity still opens to everyone who wish to benefit from it.

Here’s a guide to help you go over the process and successfully apply for Federal Government grants or loans in Nigeria. Follow the steps below:

Grants and Loans, What are they?

The Nigerian government offers two major types of financial assistance: grants and loans. Knowing the difference between them can help you choose the best option for your needs.

Grants: These are non-repayable funds. The Nigeria government provides grants to individuals, businesses, and organizations to promote development in specific sectors, such as agriculture, technology, and small businesses.

Loans: Unlike grants, loans must be repaid with interest. However, government loans often come with lower interest rates and better repayment terms compared to commercial bank loans.

Identify the Right FG Grant/Loan Program for You

The Nigerian government has several grant and loan programs, each with its own purpose, eligibility criteria, and application process. Below are some of the most popular programs you can explore:

1. Federal Government Loans

FG BoI MSME Intervention Loan: Recently, The Nigeria government of Nigeria introduced a loan anchored with Bank of Industry BoI. How to Apply for FGN BoI MSME Intervention Loan in 2025

CBN NIRSAL Microfinance Bank Loans: Through NIRSAL Microfinance Bank, the Central Bank of Nigeria (CBN) offers various loan options, including the Targeted Credit Facility (TCF) for individuals and businesses affected by economic hardship. Loan amounts can range from N500,000 to N25 million, depending on the need and eligibility.

Anchor Borrowers’ Programme (ABP): For farmers, the Anchor Borrowers’ Programme offers access to funds for agricultural inputs and working capital. This CBN-led initiative supports farmers across Nigeria to improve food security and productivity.

Development Bank of Nigeria (DBN): The Development Bank of Nigeria provides affordable financing to micro, small, and medium enterprises (MSMEs). These loans are available through participating banks and are designed to help businesses grow.

Read this: Top 20 Loan App in Nigeria 2025 with Low Interest Rate

2. Federal Government Grants

There are several Federal Government grants you can take in 2025. Some of them are discussed below:

Youth Investment Fund (NYIF): The Nigeria Youth Investment Fund is aimed at Nigerian youths aged 18-35 who need funding to start or grow their businesses. In 2025, this grant continues to provide up to N3 million per applicant. Here’s  How to Apply for NYIF loan 2025

YouWiN! Connect: The YouWiN! Connect initiative targets young entrepreneurs by providing mentorship and grants to help them develop their business ideas. It’s a competitive grant program, and winners receive financial support based on their business proposals.

AGSMEIS: The Agriculture, Small, and Medium Enterprise Investment Scheme (AGSMEIS) offers funding to businesses in agriculture, creative industries, manufacturing, and more. This program is managed by the Central Bank of Nigeria (CBN).

What to do next

1. Check requirements

Each grant or loan program has specific eligibility requirements, so it’s important to understand these before applying. Some common eligibility factors include:

• Age: For youth-focused programs like NYIF, the age range is usually 18-35 years.
• Sector: Certain programs target specific industries like agriculture, manufacturing, technology, or creative industries.
• Business Plan: Most business grants or loans require you to submit a detailed business plan, showing how the funds will be used and how your business will generate income or contribute to national development.
• Creditworthiness: For loans, your financial history and ability to repay the loan will be assessed.

2. Gather Required Documents

Before applying for any grant or loan, you need to have all the necessary documents ready. The exact requirements vary depending on the program, but here are some common documents you’ll need:

1. Identification: Valid means of identification, such as your National ID card, Voter’s card, or International Passport.
2. Business Plan: A well-drafted business plan showing your goals, financial projections, and how the funds will be used.
3. Bank Verification Number (BVN): This is mandatory for most government financial programs to verify your identity and financial status.
4. Tax Identification Number (TIN): If you’re applying as a business, your TIN will be required to show that you are compliant with tax regulations.
5. Bank Statements: Some loan applications may require bank statements, typically from the last six months, to assess your financial standing.

3. Submit Your Application

Each program has its own application process. Follow the process as outlined earlier to submit application. You may want to read

Note: Always ensure you are using the official websites and portals. Beware of fraudulent platforms that mimic government websites.

4. Follow Up on Your Application

After you submit your application, keep track of its progress. Some grant and loan programs provide tracking options or notify you through email or SMS. For example, after applying for the Youth Investment Fund (NYIF), you can monitor your application status via the official portal.

For loans, especially those offered by NIRSAL Microfinance Bank, you may be contacted by a loan officer for additional verification or interview.

5. Comply with Terms and Repayment Requirements

If you’re awarded a grant or loan, ensure that you comply with all the terms and conditions. For grants, this usually includes submitting progress reports or proof that the funds were used for the stated purpose.

For loans, repayment terms must be followed strictly. Missing payments on loans like those from NIRSAL or DBN could lead to penalties or a negative impact on your credit score. Some loan programs offer flexible repayment terms, so be sure to check if you’re eligible for options like a grace period or extended repayment plan.

Key Tips for a Successful Application

Start Early: The application process can take time, and many programs have specific deadlines, so don’t wait until the last minute.

Provide Accurate Information: Any inconsistencies in your documents or application details can lead to delays or disqualification.

Get Professional Help: If you’re unsure about how to draft a strong business plan or meet specific criteria, consider consulting a professional or business advisor.

You can also read: How to Borrow Money from Palmpay Without bvn in Nigeria

Grant and Loan portal: fedgrantandloan gov ng

For more details on the Nigeria Federal government grant and loan in 2025, you can visit fedgrantandloan.gov.ng. You can find how to register, how to apply and more.

Applying for federal government grants and loans in Nigeria is an excellent way to secure funding for your business, education, or agricultural activities. With several opportunities available, ranging from the Nigeria Youth Investment Fund to the CBN-backed loans, it’s easier than ever to access financial assistance.

By understanding the eligibility requirements, preparing your documents, and applying through official channels, you can increase your chances of success. Stay persistent and follow through with your application to make the most of the financial support the Nigerian government offers this year.