Moniepoint ATM Card – Apply, Activate, Withdrawal Limit

The Moniepoint Atm card just like that of Opay and Palmpay is a really good one that you definitely want to go for. You can get it and use it both for online and offline transactions. You can use moniepoint.atm to withdraw cash on any bank atm and pos stand.

In this guide, we’ll walk you through the steps to get Moniepoint ATM debit card, how to activate it and what limit to expect on the atm card.

Why Choose moniepoint.atm Card?

I can tell you that the Moniepoint card is your all-in-one solution for all your spending needs. Here’s why you should try get one for yourself:

1. You can request Moniepoint card from anywhere in Nigeria, and it will be delivered to your doorstep within 48 hours.

2. You can activate, manage, or deactivate your card right from your moniepoint app. You’re in charge every step of the way.

3. You can use Moniepoint card at ATMs, POS terminals, and more. You can enjoy seamless payments with your card.

4. Moniepoint team is always available around the clock to assist you when you have issues.

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How to Get Moniepoint ATM Card

You can get your Moniepoint card with ease. Follow these steps below:

1. Before you can get Moniepoint atm card, you have to have an account first. Once you have created an account, you can request for a card from within the app.

To do this,

• Open the Moniepoint app and go to the card section
• Click on ‘Request New Card’
• Choose between a physical or virtual card.
• Select your preferred delivery method: ‘Deliver Card to Me’ or ‘Collect Card from Sales Agent.’

2. Complete the form and ensure required details such as your address are correctly filled. You will be charged a fee of 2000 naira for the card creation and transportation to your address.

3. Sit back and relax, your Moniepoint card will be delivered to your doorstep within 48 hours.

How to Activate Moniepoint ATM Card

Once you receive your card, follow these steps to activate it immediately:

1. Log In to the Moniepoint App.
2. Select Card: Go over to the card section and select the card you wish to activate.
3. Initiate Activation: Click on ‘Activate.’
4. Enter Activation Code: Scan the QR code or manually input the activation code found in the card’s accompanying letter.
5. Set Your Card PIN: Choose a secure 4-digit PIN for transactions.
6. Confirm Activation: Enter your transaction PIN to finalize the process.

With your Moniepoint card in hand, you can now enjoy seamless payments at any bank atm machine, POS shops and more.

Moniepoint ATM card Transaction Limit

Moniepoint sets transaction limits based on your account’s KYC (Know Your Customer) level. Upgrading your KYC level allows for higher transaction capacities. Here’s a breakdown of the limits and requirements for each level:

Level 1:

• Single Debit/Credit Limit: ₦50,000
• Daily Debit/Credit Limit: ₦300,000

Requirements:

• Nationality
• BVN or NIN details
• Face verification
• Residential address
• Business details and address
• Politically Exposed Person (PEP) status
• Source of revenue
• Attestation

Level 2:

• Single Debit/Credit Limit: ₦100,000
• Daily Debit/Credit Limit: ₦500,000

Requirements:

• BVN or NIN details
• Next of kin details

Level 3:

• Single Debit Limit: ₦5,000,000
• Daily Debit Limit: ₦25,000,000
• Credit Limits: Unlimited

Requirements:

• Proof of address verification
• Indemnity

To increase your transaction limits, upgrade your KYC level by providing the necessary documentation through the Moniepoint app. This process enhances your account’s capabilities, allowing for larger transactions.

Security

How to Change your Moniepoint ATM PIN

To modify your card’s PIN:

1. Open the Moniepoint App and Log In.
2. Go to the ‘Cards’ Section.
3. Select ‘Manage Card.’
4. Choose ‘Change PIN.’
5. Enter Your Current PIN.
6. Set and Confirm the New PIN.

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How to Block the Moniepoint ATM Card

If your card is lost or stolen, its safe to block it immediately to avoid loss of money

1. Log In to the Moniepoint App.
2. Access the ‘Cards’ Section.
3. Select the Card to Block.
4. Click on ‘Block Card.’
5. Confirm the Action: This will immediately deactivate the card.

How to Unblock the Moniepoint ATM Card

To reactivate a blocked card, follow these steps:

1. Log In to the Moniepoint App.
2. Navigate to the ‘Cards’ Section.
3. Select the Blocked Card.
4. Click on ‘Unblock Card.’
5. Confirm the Action: The card will be reactivated for use.

Frequently Asked Questions

Does the Moniepoint ATM Card Expire?

Yes, like most debit cards, the Moniepoint ATM card has an expiration date. This date is printed on the card’s front. It’s advisable to request a new card before the current one expires to ensure uninterrupted access to your funds.

How Much Is the Moniepoint ATM Card?

The cost of the Moniepoint ATM card varies based on the type of account:

• Personal Account: The card costs ₦1,000, with an additional ₦1,000 for delivery, totaling ₦2,000.
• Business Account: The expense card is priced at ₦1,000, plus a ₦500 logistics fee, amounting to ₦1,500.

Conclusion

Once the card is activated, you can begin using it for any transaction you want, both offline and online.

That’s it. If you need more clarification on this topic you can learn more on www.moniepoint.atm or let us know via the comment section

Thank you.