Lairaplus is an online loan service in Nigeria that offers safe and reliable personal credit loans. On Lairaplus app, you can easily borrow money to meet your financial needs.
Today, we will provide you with all the information you need to know about Lairaplus loans, including their interest rates, requirements, how to apply, app download, and customer care contacts.
Lairaplus Interest Rate
Lairaplus offers loans with interest rates ranging from 16% to 36% APR. The actual interest rate may vary depending on various factors, including the loan amount and repayment period.
Please note that their interest rates can change over time, so it’s always important to verify the interest rate on any loan offer before accepting it.
To illustrate the calculation of interest on a Lairaplus loan, let’s consider the example below
- Loan amount: ₦20,000
- Loan tenure: 180 days
- Interest rate: 16%
Using the formula: Interest = (Loan Amount * Interest Rate / 365) * Loan Tenure
Interest = (₦20,000 * 16% / 365) * 180 = ₦1,578
Service fee: ₦0
Total repayment amount: ₦20,000 + ₦1,578 = ₦21,578
Requirements
To be eligible for a Lairaplus loan in Nigeria, you need to fulfill certain requirements
- Age: You must be a minimum of 18 years old.
- Nationality: You need to be a Nigerian citizen.
- Bank Verification Number (BVN): Possess a valid BVN.
- Bank Account: Have a personal bank account.
- Source of Income: Demonstrate a regular source of income.
- Good Credit Score: Maintain a positive credit history.
It is important to meet all these requirements to increase your chances of loan approval.
How to Apply for a Lairaplus Loan
It’s easy to apply for Lairaplus loan. You can even do it on your your mobile phone. Here’s a guide to help you apply for a without stress:
- Download LairaPlus App: Visit the Google Play Store and search for “Lairaplus.” Look for the Lairaplus app and click on the first result to initiate the download process.
- Register an Account: After downloading the app, open it and register an account using your phone number.
- Submit Information: Complete the required information in the app, ensuring that you provide accurate details about yourself, your income, and your bank account.
- Wait for Approval: Submit your loan application and wait for Lairaplus to review and approve it. This process usually takes a short time.
- Receive the Loan: Once your loan application is approved, the money will be deposited directly into your registered bank account.
By following these simple steps, you can easily apply for a Lairaplus loan and receive the funds you need.
Is Lairaplus Legit?
Lairaplus is a legitimate loan service in Nigeria. It offers safe and reliable personal credit loans to eligible individuals.
However, please note that companies can change over time, so it is crucial to exercise due diligence and make informed decisions when dealing with any financial institution or loan provider.
LairaPlus loan App Download
Make sure you only install loan apps from trusted app stores like Google play so as to be on the safe side. Also, do not make any fee upfront for any loan app L.
To download the Lairaplus app safely, follow these steps:
- Open the Google Play Store on your Android device.
- Search for “Lairaplus” using the search bar.
- Click on the first result to download the Lairaplus app.
- Install the app on your phone.
- Once the app is downloaded, click to open it.
- Register an account and proceed with your loan application.
By following these steps, you can securely download the Lairaplus app and access their loan services.
Customer Care
If you have any questions, concerns, or need assistance with your Lairaplus loan, you can reach out to their customer care team. Lairaplus provides multiple avenues for contacting their support team:
- Customer Service Email: Send an email to support@lairaplus.com with your query, and their customer service team will respond to you promptly.
- WhatsApp Messaging: You can also reach out to Lairaplus through WhatsApp by messaging them at +234 7030909048.
- Company Address: Lairaplus is located at 87 Nosamu St, Ajengule 102103, Lagos.
Feel free to contact Lairaplus customer care using any of these channels if you require assistance or have any inquiries.
Conclusion
In conclusion, Lairaplus is a trustworthy loan service that provides convenient access to personal credit loans in Nigeria.
By adhering to the requirements, following the application process, and using the official app, you can avail yourself of Lairaplus loans to meet your financial needs.
Remember to stay informed about the interest rates and contact their customer care team for any assistance you may require.
