Many Nigerians now use Opay for quick and secure financial transactions. It allows you to send money, pay bills, buy airtime, and even make cardless withdrawals.
One of its most convenient features is the ability to send money using USSD codes. This method works without internet access, making it helpful in areas with poor network coverage or when you run out of mobile data. It is also faster for users who prefer a direct dial option instead of navigating the Opay mobile app.
Sending money on Opay with a code is simple, but you need to ensure you have a registered Opay account, an active phone number linked to that account, and enough funds in your Opay wallet. The process involves dialing a specific USSD code, entering the recipient’s details, and confirming the transfer with your PIN.
Here’s how to do it step-by-step:
- On your phone’s dial pad, dial *955# (this is Opay’s official USSD code).
- From the menu, select the option for “Transfer.”
- Choose whether you’re sending to an Opay account or another bank account.
- Enter the recipient’s account number or Opay phone number.
- Input the amount you want to send.
- Confirm the transaction by entering your Opay PIN.
- Wait for the confirmation message showing that your transfer was successful.
For fast transfer, you can use the the following code format:
*955*1*Amount*Recipient’s Phone Number. Once you fill this correctly and send, the transfer will be initiated immediately.
The service works on all mobile networks in Nigeria — MTN, Airtel, Glo, and 9mobile. While there may be small transfer charges for sending money to other banks, sending between Opay accounts is usually free.
Using Opay’s USSD code is a reliable way to transfer money when your internet connection is unstable or unavailable. It’s quick, works on basic mobile phones, and keeps you in control of your funds at any time.
