Many people in Nigeria use loan apps to get quick money. To register, these apps often ask for your Bank Verification Number (BVN). But sometimes, you might want to remove your BVN from their system—maybe you no longer use the app, or you’re worried about your personal data.
This post explains what you can do to remove your BVN from a loan app and protect your financial details.
Why Loan Apps Ask for Your BVN
Loan apps use your BVN to check your identity and credit history. It helps them know if you’re eligible for a loan. But once you stop using the app, you may want your details removed. Some people also face issues like harassment from loan apps, which makes it even more important to take back control of your information.
3 ways to Remove Your BVN from any loan app
You cannot remove your BVN by yourself. However, you can take any of these 3 steps to get your BVN removed for good.
1. Ask the loan app customer care to do it for you. Follow this step: first, contact the loan app’s customer care. Look for their email address or phone number inside the app or on their official website. Send a clear message asking them to delete your BVN and close your account. Include your full name, phone number, and the reason you want it removed.
2. Report the app to the proper authorities. If the app refuses to delete your information or continues to contact you, report them to the Federal Competition and Consumer Protection Commission (FCCPC). You can also contact NDIC or CBN if you feel the app is not handling your data properly.
3. Reach out to your bank. Some banks allow you to block certain apps or services from accessing your BVN or account. Ask if they can help you limit access from the loan app.
Things to Keep in Mind
Even if you delete your account, the app might still keep your data for some time. Most loan apps follow their own privacy policy, which should say how they handle user data. You can ask them for a copy of their policy to know more.
If you ever gave the app access to your phone contacts or messages, go to your phone settings and revoke those permissions. This helps stop the app from collecting more data about you.
Final Advice
Always read the terms before giving out your BVN. If you’ve already shared it, you can still take steps to protect yourself. Removing your BVN may not be instant, but asking directly and reporting bad behavior can help push things in the right direction.
