It’s easy to Loan Airtime from MTN, Airtel, Glo, and 9mobile to stay connected when you’re low on credit. Each network offers a service that allows you to borrow airtime and repay it upon your next recharge.
This guide provides detailed instructions for each network.
MTN – XtraTime
MTN’s XtraTime service enables eligible prepaid users to borrow airtime. To qualify, you must have been on the network for at least three months and have a history of regular recharges.
How to Borrow airtime from MTN extra time:
- Dial *303#.
- Select “XtraTime” from the menu.
- Choose the amount you wish to borrow.
- Confirm your selection.
A 15% service fee is deducted from the borrowed amount. For instance, if you borrow ₦100, you’ll receive ₦85. The borrowed airtime is deducted from your next recharge.
Airtel – Extra Credit
Airtel’s Extra Credit service allows prepaid customers to borrow airtime. Eligibility requires consistent usage and timely repayment of previous loans.
How to Borrow airtime from Airtel Extra credit:
- Dial *303#.
- Select “Borrow Airtime” from the options.
- Choose your desired amount.
- Confirm the transaction.
A service charge applies: 15% for amounts above ₦50 and 20% for amounts ₦50 or below. For example, borrowing ₦200 results in a ₦30 fee, giving you ₦170.
Glo – Borrow Me Credit
Glo’s Borrow Me Credit service offers airtime loans to active prepaid users. Eligibility is based on your recharge history and usage patterns.
How to Borrow Airtime from Glo Borrow me Credit:
- Dial *303#.
- Select “Borrow Airtime” from the menu.
- Choose the amount you wish to borrow.
- Confirm your selection.
A 15% service fee is deducted from the borrowed amount. For example, borrowing ₦500 results in a ₦75 fee, giving you ₦425. The borrowed amount is deducted from your next recharge.
9mobile – More Credit
9mobile’s More Credit service allows eligible prepaid users to borrow airtime. Eligibility depends on your recharge frequency and account activity.
How to Borrow Airtime from 9mobile More Credit:
- Dial *303#.
- Select “Borrow Airtime” from the options.
- Choose your desired amount.
- Confirm the transaction.
A 15% service fee applies. For instance, borrowing ₦100 incurs a ₦15 fee, giving you ₦85. The borrowed amount is deducted from your next recharge.
General Tips
- Eligibility: Regular usage and timely repayment improve your chances of borrowing higher amounts.
- Service Fees: All networks charge a service fee, typically around 15%, deducted from the borrowed amount.
- Repayment: The borrowed airtime is automatically deducted from your next recharge.
- Usage: Borrowed airtime can be used for calls, SMS, and data, depending on the network’s terms.
Borrowing airtime from MTN, Airtel, Glo, and 9mobile is straightforward once you understand each provider’s process.
By following the steps outlined above, you can quickly access airtime when needed and repay it upon your next recharge. This ensures you remain connected, even when you’re low on credit.
