How to Generate Bank Statement on Opay App in 2026

Keeping track of your transactions is important. You may need your bank statement for school applications, visa processing, business records, loan applications, or personal finance tracking. If you use the Opay app, generating your account statement is simple and takes only a few minutes.

In this guide, you will learn how to generate a bank statement on the Opay app step by step.

What Is an Opay Bank Statement?

An Opay bank statement is a document that contains the transaction history of your Opay account within a selected period. It usually includes:

  • Incoming transfers
  • Withdrawals
  • Airtime purchases
  • Bill payments
  • POS transactions
  • Account balance history
  • Transaction dates and references

The statement is usually provided in PDF format, making it easy to download, print, or share when needed.

Why You May Need an Opay Statement

There are many reasons people request their Opay account statements. Some common uses include:

1. Proof of Transactions

You may need to confirm a payment or transfer you made.

2. Visa or Immigration Applications

Some embassies request recent account statements during applications.

3. Business Record Keeping

Small business owners often use statements to track income and expenses.

4. Loan Applications

Financial institutions may ask for account statements before approving loans.

5. Personal Budgeting

Statements help you monitor spending habits and manage your finances better.

Requirements Before You Generate Your Statement

Before you proceed, make sure you have:

  • An active Opay account
  • The latest version of the Opay app
  • Internet connection
  • Access to your registered phone number

How to Generate Bank Statement on Opay App

Follow these simple steps carefully.

Step 1: Open the Opay App

Launch the Opay app on your smartphone and log into your account using your password or fingerprint.

Step 2: Go to “Me” or “Profile”

After logging in, look at the bottom corner of the app and tap the “Me” or Profile section.

This area contains your account settings and personal account options.

Step 3: Tap on “Transaction History”

Inside your profile section, locate and tap “Transaction History.”

Here, you will see all your recent account activities.

Step 4: Look for “Account Statement” or “Export Statement”

Depending on your app version, you may see:

  • Account Statement
  • Export Statement
  • Request Statement

Tap the available option.

Step 5: Select the Date Range

Choose the period you want the statement for.

For example:

  • Last 7 days
  • Last 30 days
  • Last 3 months
  • Custom date range

Make sure the selected dates cover the transactions you need.

Step 6: Confirm Your Email Address

Opay usually sends the statement to your registered email address.

Check that your email is correct before proceeding.

If your email is not linked yet, update it first in your account settings.

Step 7: Generate and Download the Statement

Tap the Generate or Submit button.

Within a few minutes, your account statement will be sent to your email in PDF format.

Download the file and save it on your phone or computer.

How to Open the Opay Statement PDF

After receiving the statement:

  1. Open your email inbox
  2. Locate the email from Opay
  3. Download the attached PDF file
  4. Open it using any PDF reader

You can also print the document if needed.

What to Do If You Don’t Receive the Statement

Sometimes the statement may delay or fail to arrive. Here are a few things to try:

Check Spam or Junk Folder

Emails from financial apps sometimes enter the spam folder.

Confirm Your Email Address

Ensure the email linked to your Opay account is correct.

Refresh Your Internet Connection

Poor network may interrupt the request process.

Update the App

Older versions of the app may have issues.

Contact Opay Customer Support

If the problem continues, contact Opay support through the app.

Is It Safe to Share Your Opay Statement?

Your bank statement contains sensitive financial information. Avoid sharing it carelessly.

Before sending it to anyone:

  • Verify the recipient
  • Avoid posting it online
  • Remove unnecessary personal details if possible
  • Use secure email channels

Benefits of Using Digital Bank Statements

Digital statements offer several advantages:

  • Easy access anytime
  • Faster delivery
  • Environment friendly
  • Simple to store
  • Easy to share for official use

You no longer need to visit a physical bank branch to get your records.

Frequently Asked Questions (FAQs)

Can I generate Opay statements without email?

No. Opay usually sends account statements to your registered email address.

Is generating an Opay statement free?

Yes. Generating your account statement on Opay is generally free.

Can I get statements for previous months?

Yes. You can select a custom date range and generate older transaction records.

How long does it take to receive the statement?

Most times, it arrives within a few minutes.

Can I print my Opay statement?

Yes. Once downloaded as a PDF, you can print it anytime.

Final Thoughts

To generate bank statement on Opay app is quick and convenient. The process can be completed directly from your phone without visiting any office.

As long as your email address is active and your app is updated, you can request and receive your statement within minutes.

If you regularly use Opay for transfers, bill payments, or business transactions, keeping your statements organized can help you track your finances better and provide proof of transactions whenever needed.

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