Do you know that with Hcwallet, you can borrow money easily and as many times as you want within your credit limit. In this post, we’ve outlined the steps involved.
Hcwallet Loans are unsecured, which means you can borrow the money you need without having to worry about any collateral.
With loans of up to N100,000 on offer, you can meet any financial obligation without a hassle. Repay your loan over flexible tenors ranging from 91 days to 180 days.
Hcwallet Loan app download
You download Hcwallet Loan app from their website at hcwallet.net. You can also get it from Google Play store.
To do this, all you need is heed over to the popular Google play store and search for the term Hcwallet app.
Once you find it, click on install to download it on your phone. After downloading, you can open the app and create an account immediately.
Requirements
To be eligible, you must be a citizen of Nigeria, between the ages of 22 to 60 years, and have a monthly source of income.
You must also have an active Nigerian bank account, provide your Bank Verification Number, and have a valid means of identification.
Additionally, you must have a good credit score with no outstanding loans from other lenders.
Is Hcwallet legit?
From our findings, Hcwallet has offered loans to a lot of Nigerians. With over 1 million downloads, 3.9 ratings and over 10,000 reviews. So we can say that Hcwallet is legit. However, note that Hcwallet is not approved by CBN, therefore it is not regulated by them.
We advise that you should never make a fee to any loan app upfront and only collect online loans when you have a means to pay back. With these, you’re always safe.
How to apply for Hcwallet loan
To apply, all you need to do is register on their app. You will need to verify your identity with your bank account details and BVN. They will also send a confirmation code to the phone number linked to your BVN.
After registration, you can apply to receive a loan. Once your credit limit has been determined, you will be able to instantly take a loan within your credit limit.
If your loan application is rejected, it may be due to insufficient data or invalid details provided in the application.
However, as a lender, Hcwallet takes steps to ensure that they only extend credit to applicants who can afford it.
Therefore, if you don’t match the profile of the individual they normally lend money to, they may deny you access to their loan services.
Does Hcwallet have ussd code?
No. They do not have ussd code for taking loan from them. You have to use their app in order to borrow from them.
If you need a loan you can take with code, you can try any of the following
Conclusion
In conclusion, HCwallet promises to provides a simple and straightforward loan application process. Follow the steps and submit the basic documents required.
For any queries or assistance, you can email Hcwallet customer care at services@hcwallet.net.
