Future Cash is an online platform that offers unsecured credit loans in Nigeria. This review will show you everything about their loan from application process to requirements, etc.
Future Cash offers easy option of obtaining a loan. A user only needs a mobile phone to apply, and no collateral is required. With a quick review process and timely response, Future Cash prides itself on its efficient and user-friendly service.
Future cash Requirements
To be eligible for future cash loan, a user must, live in Nigeria, have bvn, be between 18 and 60 years old, and provide a bank account to receive the loan.
The application process is straightforward. Users are required to download future cash app, register, fill in their details, and apply for a loan.
Interest Rates and fees
Future Cash offers loan amounts ranging from ₦5,000 to ₦200,000. The loan term can be between 120 and 365 days, with an Annual Percentage Rate (APR) of 10%-40%. If a loan is overdue, there’s a penalty of 1% per day.
If a user borrows ₦10,000 for 150 days at an APR of 20%, the interest would be ₦821.92. An overdue fine of ₦100 would be applied for one day overdue, bringing the total repayment to ₦10,921.92.
We always advise borrowers to check and confirm interest rate and other associated fees on any loan before proceeding to take them. If you don’t agree with the rates and fees, it’s wise to reject the offer and find alternative elsewhere.
Customer Service
For any inquiries or issues, users can reach out to Future Cash’s customer service via email at noumkifer@gmail.com or at their office located at 3 Dr Lady Ngozi Agbasimalo Road, Trans nkisi 3-3, Onitsha, Anambra.
Is future cash Legit?
This app has been helpful to many Nigerians who need urgent cash. And Yes, the app is Legit. However, you need to be cautious. Companies can change, so it is advisable to read other users review before proceeding. You can read honest reviews from other users on Google Play. Just search for future cash and click on the review tab.
Future Cash App Download
To download the Future Cash loan app, visit the Google Play Store or future cash official website and download the app.
In conclusion, Future Cash offer a convenient and accessible loan service to qualified persons. However, users are encouraged to fully understand the terms and conditions before applying for a loan.